For solo searchers · $5M–$25M dealsBuilt for solo searchers & ETA operators ($5M–$25M deals)
Turn Messy Broker CIMs & 1120-S Tax Returns into a 4‑Tab Excel Model in 2 Hours.
Stop spending your weekend typing scanned PDFs into Excel. Send us the broker's packet and get back a working Excel model, ready for your SBA lender, with every number linked to the page it came from.
Free in 2 hours: does the CIM match the tax return? About 15 hours of typing saved per deal Full 4-tab Excel model for $250. No subscription. NDA on upload. Your files are never shared.
Form 1120-S
U.S. Income Tax Return for an S Corporation
2024
RIDGELINE MECHANICAL SERVICES INC
Page 1 of 5 · scanned 200 dpi
| FY2024 | CIM | 1120-S | Status |
|---|---|---|---|
| Gross receipts | 8,420,000 | 8,195,300 | Flag |
| Cost of goods sold | 4,790,000 | 4,702,150 | Review |
| Officer compensation | 310,000 | 310,000 | Ties |
| Salaries & wages | 1,140,000 | 1,138,420 | Ties |
Trusted workflow for
- Search funds
- Self-funded searchers
- ETA operators
- Independent sponsors
Send the documents exactly as the broker sent them. No cleanup needed.
- Broker CIMs
- Form 1120-S
- Schedule L
- Form 1125-A
- Seller P&Ls
- Phone-photo scans
What you get
Send the packet. Get back one Excel file with 4 tabs.
Not a chat answer or a PDF report. A real workbook you can take straight to your investors and your SBA lender.
WHAT LANDS IN YOUR INBOX
- FILE
- Excel · opens in Google Sheets too
- TABS
- 4 · same layout every deal
- EXTRAS
- P&L · balance sheet · 5-yr plan
- FORMULAS
- live, nothing locked
- SOURCES
- every number linked to its page
- CHECKED
- by a person, where unsure
Does the CIM match the tax return?
We put the broker's numbers next to the seller's tax return, line by line. If revenue is inflated or costs are missing, you see it before you make an offer.
WE COMPARE
What does the business really earn?
We sort the seller's add-backs (owner salary, personal car, one-time legal bills, family on payroll) and show which ones hold up. Anything we're unsure of is marked for a person to check.
How much cash should stay in the business?
Three years of receivables, inventory and bills to pay, averaged into the working-capital number (the NWC peg) to put in your LOI.
Can the cash flow cover the SBA loan?
We test the deal against the SBA's 1.25x minimum: cash flow must be at least 1.25 times the yearly loan payment. Change the price, seller note or rate and see right away if it still works.
CHANGE THESE YOURSELF
SAMPLE // RIDGELINE MECHANICAL SERVICES, INC. // FICTIONAL FIGURES FOR ILLUSTRATION
Every number has a source
Click any number. See exactly where it came from.
Your lender and investors will ask, “Where did this number come from?” Every number in your workbook links to the page, line and spot on the original CIM or tax return. Anything the software wasn't sure about is highlighted yellow, and a person checks it before you get the file.
Raw IRS 1120-S vs. Broker CIM Bridge, FY2024
Swipe the table sideways · tap a number to see its source below
Every CIM figure is tested against the seller's filed return. Revenue and income don't tie. That's your first broker question.
Source page
Broker CIM · p.14 · Financial Summary
CONFIDENTIAL INFORMATION MEMORANDUM
Section 6: Financial Summary
* Adjusted EBITDA includes owner add-backs per Seller. Unaudited.
Page 14 of 62 · Prepared by broker
Highlighted: the exact spot this number was read from.
Live demo with a fictional sample deal. Click any number in the workbook.
Why not just use ChatGPT or Claude?
Great for questions. Not built to hand your lender a model.
A chat tool can read a PDF and talk about it. You need numbers you don't have to re-check, matched to the tax return, in an Excel file your lender will accept.
ChatGPT is a trademark of OpenAI. Claude is a trademark of Anthropic. Comparison reflects general-purpose chat use as of 2026, not any specific plan or configuration.
Privacy
Your deal stays private.
You got the CIM under an NDA. We sign one with you too, and your files never go anywhere else.
NDA before we look
You accept our mutual NDA when you upload. Both sides are bound before anyone opens a page.
Encrypted, never shared
Your PDFs are stored encrypted (AES-256) in a private, locked-down vault, and never shared, sold or used to train AI.
Deleted after 30 days
Files are deleted automatically after 30 days. Ask, and we delete them the same day.
Not shared with brokers or lenders Never used to train AI No tracking on this site
How it works & pricing
Pay per deal. No monthly subscription.
$0
TO SEND
2 HRS
TO TAB 1
$250
TO UNLOCK
Send your deal packet
Upload the CIM, P&L and tax returns exactly as you got them. The NDA is signed automatically when you upload.
Get Tab 1 free
We send back Tab 1, the tax return vs. CIM check, plus a 60-second video walking you through what doesn't match.
Like it? Unlock all 4 tabs
Pay $250 by card to get the full Excel model. If it doesn't save you your weekend, you don't pay.
ONE DEAL
$250/ deal
Tab 1 is free on every deal. Pay only if you want the full model.
- Free Tab 1 (tax return vs. CIM) on every deal
- Full 4-tab Excel model, nothing locked
- Every number linked to its page in the PDF
- A person checks anything the software is unsure of
FAQ
Questions searchers ask before sending a deal.
Not ready to send a CIM yet?
Download the sample first. It's the same Excel file you'll get, built on a made-up company.
Download sample package.zipHow is this different from ChatGPT or Claude?
Chat tools can read a CIM and even build a spreadsheet, but they can misread scanned tables and don't link each number back to its page by default, so you still check everything. We send a checked Excel file where every number links back to its page, and a person reviews anything uncertain.
How much time does it save?
Searchers tell us one scanned deal packet takes about 15 hours to type into Excel and check. With us you spend about 15 minutes reviewing a finished model. Tab 1 comes back in 2 hours, weekends included.
What do I get for free?
Tab 1, the seller's tax return compared with the broker's CIM line by line, within 2 hours, plus a 60-second video of what doesn't match. It's free on every deal, not just the first.
What if it doesn't save me time?
Then you don't pay. You only pay $250 if you decide to unlock the full model after seeing Tab 1.
What should I send?
The CIM, the seller's tax returns (Form 1120-S, ideally 3 years) and any QuickBooks P&L or balance sheet. Scans and phone photos are fine. Send them as you got them.
How does the SBA check work?
Tab 4 works out the yearly loan payment and checks that cash flow covers it at least 1.25 times, the SBA's minimum. You can change the price, seller note and rate yourself. Your lender makes the final call; this tells you if it's worth asking.
Who sees my documents?
Only the people building your model, under the NDA you accept when you upload. Files are encrypted, never shared or sold, never used to train AI, and deleted after 30 days, or the same day if you ask.
Can I share the model with my lender and investors?
Yes. Once unlocked it's a normal Excel file and it's yours. The sources go with it, so anyone can check where a number came from.
My seller files a 1065 or 1120, not an 1120-S. Can you help?
Send it anyway and mention the form in the deal name. We'll tell you before we start whether we can match it the same way. Tab 1 stays free either way.
Is this a quality of earnings (QoE) report?
No. It's not a QoE, an audit, or tax, legal or accounting advice. It gets the seller's numbers into a model fast, so you know which deals are worth paying for a QoE.
Get your weekends back.
Keep your search moving.
Find out free, in 2 hours, if the CIM matches the tax return. Get the full 4-tab Excel model for $250. No subscription.